Frontline Retirement Services
You have invested your entire career serving and protecting the community, let us help you protect and preserve your investments.
Law enforcement personnel have incredibly difficult careers, and we won’t pretend to understand all of the training and expertise that go into your unique positions. What we do know is how to help you navigate your financial world and the complexities, uniqueness, and financial implications that come with your career choice. From helping you create a financial plan to retiring with confidence, Frontline Retirement Services is here to help serve you. It’s really the least we can do for the men and women that protect us all.
Frontline Retirement Services Team
David J. Lazzaro earned A Bachelor Of Science in Business Administration with concentrations in Finance and International Business from Montclair State University in 1994. David also earned the industry designation, Chartered Financial Consultant in 2007.
David seeks to help clients build their wealth, protect assets from the unforeseen and assist in the thoughtful planning of their legacy. He specializes in tax efficient retirement income planning, longevity and asset protection planning as well as wealth accumulation, management and transfer planning.
He holds FINRA Series 6,7,63, and 66 licenses as well as his Life, Annuity and Health Insurance licenses.
David's hobbies include reading, history and spending time with his young family.
Francis has over twenty years of financial planning experience, specializing in financial plans, retirement strategies and wealth management. Areas of financial planning include; estate, trust, pension, college savings and retirement.
Francis holds his Series 7, 63, and 65 securities registrations and his Life, Annuity and Health Insurance licenses. He believes that everyone needs financial and estate guidance and enjoys the opportunity to work with clients from all over the country.
He is a graduate of Daemen College in Amherst, New York with his undergraduate degree in Accounting and attained his Master’s in Finance from Fairfield University Fairfield, Connecticut. Francis is the president and owner of Chapel Wealth Management located in Stratford, Connecticut.
Francis is passionate about helping first responders and is one of the founding members of the Finest Federal Credit Union.
He is married to Ann Marie Carson for over 35 years, has two children, Matthew and Kathleen and his trusted dog, Bo. Francis enjoys spending his free time with his family, walking his dog and playing hockey.
Contact Us Today: 646-661-1550
1. Contact Us
Reach out and schedule a time to talk. We offer Phone, zoom and in person meetings conveniently around your schedule and preference.
2. Initial Meeting
This is when we get to know you, your situation, your goals, objectives and concerns. We listen, ask questions, and absorb all information we can to be sure we can build a plan to serve YOU.
3. Plan Development
We collect all the information we discuss and receive from you and utilize our knowledge and experience to build a unique and specific plan and recommendations to help you meet your goals and navigate your finances with confidence.
We review everything with you so that we are all on the same page. We go over recommendations, action steps and help facilitate the plan.
5. Ongoing Relationship
The process doesn't stop after plan implementation. Financial planning is an ongoing process, and we are here with you every step of the way. We will meet periodically to be sure we remain on track through all of life's turns.
Why Work with Frontline Retirement Services?
Specialize in working with Law Enforcement personnel
Offer wide array of products and services to fit your needs
Full financial planning
Ability to service clients from anywhere
Work with, and refer to, other financial professionals with a deep knowledge of NY law enforcement benefits
We respect and appreciate what you do
Understand the benefits, retirement programs and situations unique to NY Law enforcement
Frontline Retirement Services is an independent firm not affiliated with Money Concepts Capital Corp.
No credit union guarantee. Not NCUA insured. May lose value.