Checking | The Finest FCU | New York
CHECKING

We’re here to serve you. The Finest Checking Account is free and gives you 24/7 access to your account.

* Establishing a Reoccurring Deposit is Required*

If this is your first order, please contact the Credit Union.

  • Interest bearing account (currently at 0.20% APR*)

  • No minimum balance requirement

  • No monthly service or maintenance fees

  • Unlimited check writing (with available funds)

  • Free debit card with reoccurring deposit. 

  • Surcharge-free ATMs at over 30,000 ATM locations across the country via the CO-OP Network

  • Online and Mobile Services, including:

    • It’sMe247 online banking

    • Online Bill Pay

    • CU*Talk phone banking

    • Text Banking

    • It’sMe247 online banking

  • MobiMobile app

 

SET UP YOUR DIRECT DEPOSIT WITH US!

DIRECT DEPOSIT AND AUTOMATIC PAYROLL DEDUCTION

Please be advised that you can also set up your full payroll via the NYC NYCAPS link or a partial payroll deposit via our online secure form to be deposited into your Finest FCU account. These deposits are posted to your account the Wednesday prior to payday at approx. 5:00pm (EST).

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*APR = ANNUAL PERCENTAGE RATE. RATE BASED ON CREDITWORTHINESS AND TERM OF LOAN. RATES ARE SUBJECT TO CHANGE AT ANY TIME AND ARE NOT GUARANTEED.
**APY = ANNUAL PERCENTAGE YIELD.
WE PROVIDE LINKS TO THIRD PARTY PARTNERS, INDEPENDENT FROM THE FINEST FEDERAL CREDIT UNION. THESE LINKS ARE PROVIDED ONLY AS A CONVENIENCE. WE DO NOT MANAGE THE CONTENT OF THOSE SITES. THE PRIVACY AND SECURITY POLICIES OF EXTERNAL WEBSITES WILL DIFFER FROM THOSE OF THE FINEST FEDERAL CREDIT UNION.

FINEST FEDERAL CREDIT UNION IS NOT AFFILIATED WITH OR SPONSORED OR ENDORSED BY THE NEW YORK CITY POLICE DEPARTMENT (NYPD) OR THE CITY OF NEW YORK.