Tailored To The Needs Of Our Law Enforcement Officers.
  • Free Interest bearing checking account with no required minimum balance.

  • Surcharge-free ATM access.

  • Free transfer of funds to and from your Finest FCU account and any other bank account.

  • Mortgage loans with low lender fees and great service.

  • Personal loans at low rates up to $30,000 – easy application and approval process.

  • We post NYC payroll (either partial or full) on the Wednesday afternoon prior to Friday payday.

  • Main office in NYC and over 5,600 shared branches Nationwide.

  • Membership eligibility includes all NYS (City, State, Federal) Law Enforcement personnel (Uniform & Civilian), Retirees, and all family members.

  • Join online at https://forms.thefinestfcu.org/membership-application-online-form/.

  • Please call or text Keith Stone, CEO at 646-661-1331 with any questions.

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The Finest Mobile App

Stay connected, enjoy peace of mind

The Finest Federal Credit Union app is more than mobile banking, from savings to checking, from auto, home or equipment to online banking and flexible hours.

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Making the loan process a brand new experience

With lower rates than most credit cards, you can borrow the money you need for whatever you need it for. Your next vacation, paying down high-interest-rate credit cards, or purchasing equipment is just a few clicks away.

Process Services

A process designed to work efficiently and effectively.


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The Finest FCU is here to help you find the right option to finance the things you need.



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We strive to help our officers, whether its  obtaining a loan, opening a CD or a free checking account. Apply for a free consultation



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We want this to be a headache free process. We can guide you through the entire process helping you to make the right decisions


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Time to execute what we have been building up to. Receive your loan, credit card, debit card, or CD.

The Finest Federal Credit Union
215 Park Row, Suite 2
New York, NY 10038
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Routing Number: 026084628
Phone: (646) 661-1886